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IV. Members
 
  4.1 Members  
  Article 45- Terms and Conditions  
45.1 Terms and Conditions  
  Statement of terms and conditions shall be created from time to time for use as part of making known the legal obligations for fair use of the services provided by the Bank including new Member applications.  
  It shall be a condition of provision of any service by the Bank that a related Statement of terms and conditions is included and made available to any consumer of that service prior to the service being used.  
  In the construction of a statement of terms and conditions, the following criteria shall always apply:  
  (i) Nothing in a statement of terms and conditions may contradict one or more Articles of this Charter; and  
  (ii) The articles of this Charter shall always take precedence over any statement of terms and conditions and nothing written or implied in a statement of terms and conditions shall change this fact; and  
  (iii) A statement of terms and conditions may include such clauses not explicitly stated within this Charter provided such clauses are consistent with the intention of this Charter and a related statement from the Board of Governors exists ratifying such clauses as a legitimate regulation; and  
  (iv) All statements of terms and conditions must be lodged and approved by vote at the appropriate level of the organization prior to use with a record kept.  
45.2 Conditions for Association  
  An Individual is deemed a full Member of the Bank:  
  (i) They have acknowledged reading and accepting the terms and conditions of Association ; and  
  (ii) They have openly pledged their loyalty and allegance to the Bank and they have signed, or indicated their agreement to this effect; and  
  (iii) They have not previously been expelled from the Bank in the past five (5) years, or deemed inelligible due to membership of an organization deemed "illegal" according to the by-laws of the Bank.  
     
 
 

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